Income Tax Guides (India)

Plain-English guides with worked examples — then run your numbers in the calculator.

Old vs New Tax Regime — Which is Better?

How the two regimes differ, when each one wins, and the break-even point.

New Tax Regime Slabs FY 2025-26

The latest slab rates, standard deduction and what changed in Budget 2025.

Zero Tax up to ₹12 Lakh — How it Works

The Section 87A rebate explained, plus the ₹12.75 lakh figure for salaried.

How to Save Tax on a ₹15 Lakh Salary

A worked old-vs-new comparison and the deductions that move the needle.

HRA Exemption — Calculation Guide

The least-of-three formula, metro vs non-metro, and examples.

80C Deductions — Complete List

Every ₹1.5 lakh 80C option, plus 80D and the extra ₹50k NPS benefit.