Income Tax Guides (India)

The new UPI MDR rule explained simply: no tax, no charge for you, 0.4% on select merchant payments above ₹2,000 - and your income tax unchanged.

Current-year slabs, what Budget 2026 changed (nothing) and the Income-tax Act 2025 renumbering.

87A → 156, 80C → 123, 115BAC → 202. The old-to-new map from 1 April 2026, and why your tax doesn't change.

Step-by-step: due date, which ITR form, documents required and how to file & e-verify.

The exact tax on every salary from ₹5 lakh to ₹90 lakh, with examples for FY 2026-27 and 2025-26.

STCG & LTCG on shares, property, gold and crypto - FY 2026-27 rates with examples.

A detailed comparison with examples and the break-even deduction to help you choose the right regime.

The only NPS deduction that works in the new regime is the employer's 80CCD(2). All three explained with savings at ₹15-50 lakh.

Who gets it (salaried, pensioners), who doesn't (freelancers), what it's worth, and the two-employer trap.

Part A vs Part B line by line, checking against 26AS and AIS, two Form 16s, and the errors that cause notices.

Section 192, Form 12BB, Form 12BAA, why TDS jumps in March, and how the regime choice affects withholding.

Who must pay, the 15/45/75/100% schedule, presumptive taxpayers, and worked interest examples.

50% presumptive profit, ₹24 lakh of receipts at zero tax, TDS under 194J, GST, and when to keep books instead.

₹25,000 to ₹1 lakh limits for self, family and parents, the cash rule, multi-year policies, and worked examples.

₹2 lakh interest, let-out rules, pre-construction interest, joint loans, and what survives in the new regime.

Slab rate on accrual, the ₹50,000 / ₹1 lakh TDS thresholds, Form 15G/15H, 80TTA, 80TTB and the ₹12 lakh headroom.

Old-regime exemptions vs the ₹12 lakh rebate, 80TTB, 80D, no advance tax, Form 15H, Section 194P for 75+, and three retiree examples.

The 15/26 formula, the ₹20 lakh and ₹25 lakh exemptions, the 30-day rule, and Section 89 relief - with examples.

Perquisite at exercise, capital gains at sale, the startup deferral, foreign RSUs and Schedule FA.

Last year's slab table, standard deduction, Section 87A rebate and the Budget 2025 changes.

Understand the rebate, marginal relief and the ₹12.75 lakh effective tax-free salary.

A practical guide with 80C, 80D, HRA, NPS and other deductions, old vs new.

Metro vs non-metro, the least-of-three formula, worked examples and documents required.

Every ₹1.5 lakh option, plus 80D, NPS and the other Old-regime deductions.

A hand-picked comparison - cashback, shopping, bills, lifestyle and lifetime-free cards.